FOR IMMEDIATE RELEASE                                 CONTACT:

Todd Flesner (650) 322-7277

Cell: (408) 921-0669

 Getting A Mortgage Doesn’t Need To Be Dangerous.

Today’s crisis in the mortgage market makes it clear why anyone considering a home loan must be educated about their options. Fear and confusion are common place. However, it doesn’t have to be that way. In fact, getting a loan can be easy. You just need to follow the rules, know the territory and have a good guide.

"Mortgages Made Easy" is the new book co-authored by the Stern Mortgage team of Rick Stern, Todd Flesner and Julie Fukuhara.

"Record numbers of people are at risk for losing their homes," proclaims co-author Todd Flesner, "because they did not clearly understand the implications of the mortgage that they were sold."

"Our goal is to help educate people, providing solid advice, so that an informed decision on the appropriate loan can be made for their situation," states Rick.

"Writing this book," explains Julie, "allows us to address many of the common questions that we hear from our clients." "In do so, we help people integrate their mortgage into their overall financial plan."

Among the things that you'll discover inside the book include:

o        Does the internet offer the best rates? (page 46)

o        What questions should I ask my loan officer? (page 34)

o        Is there really such a thing as a no cost loan? (page 98)

o        Are credit scores really that important? (page 128)

o        What type of loan is best for me? (page 70)

Small decisions may have big consequences when shopping for a loan. Follow the Stern Mortgage team as they share insider knowledge gained from years of experience in the trenches arranging loans.

This book gives consumers the knowledge to make powerful and profitable decisions in the mortgage market.

"Mortgages Made Easy" is co-authored by the Stern Mortgage Team of Rick Stern, Todd Flesner and Julie Fukuhara.   More information about this book and mortgages is available from the authors by calling (650) 322-7277.

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