Increased Conforming Loan Limits for California

 H.R. 5140 — Increased Loan Limits.

Most of the estimated loan limits in this exclusive chart are listed by Metropolitan Statistical Area (MSA). If you are not familiar with what counties are included in each MSA code below, please visit https://entp.hud.gov/idapp/html/hicostlook.cfm, where you can search by State.

NOTE: THESE ARE NOT THE OFFICIAL GUIDELINES FROM HUD. THE OFFICIAL CHART OF LOAN LIMITS WILL NOT BE DELIVERED BY HUD UNTIL 30 DAYS AFTER THE PASSAGE OF THE LEGISLATION.


H.R. 5140 - Increased Loan Limits


State


CBSA/MSAD Code


CBSA/MSAD Name


Estimated Median Value based on Exclusive MMG Research and Resources


Adjusted Conforming Limits: 125% of max median price and <= 175% * current conforming limit

 

 

 

 

 

 

 

 

 


CA

31084


Los Angeles-Long Beach-Glendale, CA


$588,400


$729,750


CA

36084


Oakland-Fremont-Hayward, CA


$825,400


$729,750


CA

37100


Oxnard-Thousand Oaks-Ventura, CA


$589,000


$729,750


CA

41500


Salinas, CA


$590,000


$729,750


CA

41740


San Diego-Carlsbad-San Marcos, CA


$589,300


$729,750


CA

41884


San Francisco-San Mateo-Redwood City, CA


$825,400


$729,750


CA

41940


San Jose-Sunnyvale-Santa Clara, CA


$852,500


$729,750


CA

42044


Santa Ana-Anaheim-Irvine, CA


$588,400


$729,750


CA

42100


Santa Cruz-Watsonville, CA


$610,000


$729,750


CA

34900


Napa, CA


$567,500


$709,375


CA

42020


San Luis Obispo-Paso Robles, CA


$559,568


$699,460


CA

42220


Santa Rosa-Petaluma, CA


$498,750


$623,438


CA

13860


Bishop, CA


$480,000


$600,000


CA

42060


Santa Barbara-Santa Maria-Goleta, CA


$470,000


$587,500


CA

46020


Truckee-Grass Valley, CA


$447,000


$558,750


CA

46700


Vallejo-Fairfield, CA


$424,000


$530,000


CA

44700


Stockton, CA


$391,230


$489,038


CA

40140


Riverside-San Bernardino-Ontario, CA


$390,000


$487,500


CA

33700


Modesto, CA


$381,884


$477,355


CA

40900


Sacramento--Arden-Arcade--Roseville, CA


$381,884


$477,355


CA

46380


Ukiah, CA


$381,884


$477,355


CA

 


Alpine County


$381,884


$477,355


CA

 


Mono County


$381,884


$477,355


CA

 


Calaveras County


$381,884


$477,355


CA

32900


Merced, CA


$377,245


$471,557


CA

 


Amador County


$355,000


$443,750


CA

38020


Phoenix Lake-Cedar Ridge, CA


$350,000


$437,500


CA

 


Summit County


$345,000


$431,250


CA

31460


Madera, CA


$340,000


$425,000


CA

49700


Yuba City-Marysville, CA


$339,744


$424,680


CA

39820


Redding, CA


$338,900


$423,625

 


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